PNC points® Visa® Credit Card

Issued by PNC

Annual Fee No Annual Fee
Regular APR 13.99%-23.99%, based on your creditworthiness
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 4% for each balance transfer, with a minimum of $5 ($5 or 3% for the first 90 days)
Purchase Intro APR 0% introductory APR for the first 12 billing cycles following account opening
Transfer Intro APR 0% introductory APR for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
Late Payment Fee N/A
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee Either $10 or 5% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee 3% of each foreign transaction amount in U.S. dollars
Smart Chip N/A

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target PNC points® Visa® Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for PNC points® Visa® Credit Card

Individuals who want to earn rewards on their everyday purchases

Customers who frequently shop at gas stations, grocery stores, and restaurants

Those who want the flexibility to redeem points for travel, gift cards, cash back, and more

Applicants who are looking for a card with no annual fee and a competitive APR

People who prefer a Visa credit card with added benefits such as fraud protection and travel assistance services

Where Can You Use for PNC points® Visa® Credit Card

You can use the PNC points® Visa® Credit Card at any merchant that accepts Visa credit cards, which includes millions of locations worldwide.

Use it for everyday purchases such as groceries, gas, dining out, or online shopping.

You can also use it for travel expenses such as flights, hotels, and rental cars.

The PNC points® Visa® Credit Card can be used for both in

person and online transactions, providing flexibility and convenience for your spending needs.

More Others Credit Card

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About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types