Citi Simplicity® Card

Issued by Citibank

Annual Fee No Annual Fee
Regular APR 15.99%-25.99%* (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 5% (min $5)
Purchase Intro APR 0%* for12 months
Transfer Intro APR 0%* for21 months
Late Payment Fee 0
Returned Payment Fee Up to $35
Cash Advance Rate 15.99% - 25.99%* (Variable)
Cash Advance Fee 5% (min $10)
Foreign Transaction Fee 3%
Smart Chip Yes, chip-and-signature

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Citi Simplicity® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Citi Simplicity® Card

Individuals looking for a credit card with no late fees and no annual fee

Those who want to simplify their finances with a straightforward credit card

Consumers who want a card with a long introductory 0% APR period for balance transfers and purchases

People who prefer a card with easy

to

understand terms and conditions

Where Can You Use for Citi Simplicity® Card

The Citi Simplicity® Card Credit Card can be used at millions of locations worldwide that accept Visa credit cards, including retail stores, restaurants, online merchants, and more.

It can also be used for cash advances at ATMs or financial institutions that accept Visa credit cards.

The card can be used for making purchases, paying bills, and accessing cash, providing a convenient and versatile payment option for cardholders.

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Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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