Citi Premier℠ Card

Issued by Citibank

Annual Fee $95 ($0 1st yr)
Regular APR 16.49%-25.49%* (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% (min $5)
Purchase Intro APR Not Offered
Transfer Intro APR Not Offered
Late Payment Fee $35
Returned Payment Fee $35
Cash Advance Rate 27.24% (Variable)
Cash Advance Fee 5% (min $10)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-signature

Sign-up Bonus

Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Rewards

Earn 3X Points on Travel, Including Gas Stations

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Citi Premier℠ Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Citi Premier℠ Card

Individuals who frequently travel and want to earn rewards on their travel expenses

People who want to earn bonus points on dining and entertainment purchases

Consumers who want to take advantage of the card's travel benefits, such as travel accident insurance and trip cancellation/interruption protection

Those who are looking for a credit card with no foreign transaction fees for international travel

Individuals who are interested in a credit card with a competitive sign

up bonus offer

Where Can You Use for Citi Premier℠ Card

The Citi Premier℠ Card Credit Card can be used at millions of locations worldwide that accept Visa credit cards, including in

store and online purchases.

It can be used for everyday purchases such as groceries, gas, dining, entertainment, and more.

The card can also be used for travel expenses such as flights, hotels, rental cars, and other travel

related expenses.

Additionally, the Citi Premier℠ Card Credit Card offers bonus rewards for certain categories such as dining, gas stations, and travel, making it a versatile option for various spending needs.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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