Citi® Double Cash Card

Issued by Citibank

Annual Fee No Annual Fee
Regular APR 15.49%-25.49%* (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% (min $5)
Purchase Intro APR Not Offered
Transfer Intro APR 0% for18 months
Late Payment Fee $35
Returned Payment Fee Up to $35
Cash Advance Rate 27.24% (Variable)
Cash Advance Fee 5% (min $10)
Foreign Transaction Fee 3%
Smart Chip Yes, chip-and-signature

Sign-up Bonus

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.

Rewards

Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Citi® Double Cash Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Citi® Double Cash Card

Individuals who want to earn cash back on their everyday purchases

Those who want a simple and straightforward rewards program

Consumers who prefer a credit card with no annual fee

People who want the flexibility to earn cash back on both purchases and payments

Those looking for a credit card with a competitive APR and balance transfer offer

Where Can You Use for Citi® Double Cash Card

You can use the Citi® Double Cash Card Credit Card for everyday purchases such as groceries, gas, and dining out

It can also be used for larger purchases such as travel expenses, electronics, and home goods

The card can be used for online shopping and bill payments

It can also be used for cash withdrawals at ATMs, although fees and interest may apply

The Citi® Double Cash Card Credit Card is widely accepted at millions of locations worldwide, making it convenient for all your spending needs

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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