Chase Sapphire Reserve®

Issued by Chase

Annual Fee $550
Regular APR $550
Open-loop card or Close-loop card 22.49% - 29.49% (V)

Additional Information

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Purchase Intro APR 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR Not Offered
Late Payment Fee 0% for 15 months
Returned Payment Fee Up to $40.
Cash Advance Rate Up to $40
Cash Advance Fee N/A
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip N/A

Sign-up Bonus

60,000 points

Rewards

  • Rewards Rate: 1 - 10 points / $1
  • Rewards Detail: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchasesGet 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel1:1 point transfer to leading airline and hotel loyalty programsAccess to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Application Requirements

    Minimum Credit Score Excellent
    Minimum Age N/A

    Credit Score

    Excellent Credit N/A
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Chase Sapphire Reserve®

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Chase Sapphire Reserve®

    Individuals who travel frequently and want to take advantage of premium travel benefits

    Those who spend a significant amount on dining and travel expenses

    Consumers who are looking for a high

    value rewards program with generous point redemption options

    People who can take advantage of the annual travel credit and airport lounge access

    Individuals who are comfortable with a higher annual fee in exchange for the valuable benefits offered by the card

    Where Can You Use for Chase Sapphire Reserve®

    You can use the Chase Sapphire Reserve® Credit Card at any location that accepts Visa credit cards for purchases

    The card can be used for everyday spending such as groceries, dining, entertainment, and travel expenses

    It also offers benefits for travel, including airport lounge access, travel credits, and travel insurance

    The card can be used for online purchases and for making reservations for flights, hotels, and rental cars

    Additionally, the card can be used to take advantage of its rewards program, which offers points for every dollar spent that can be redeemed for travel, gift cards, or cash back

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    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

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