Capital One Journey® Student Rewards Credit Card

Issued by Capital One

Annual Fee No Annual Fee
Regular APR 13.74%-23.74% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 0
Purchase Intro APR 0% for12 months
Transfer Intro APR Not Offered
Late Payment Fee $38
Returned Payment Fee See Terms*
Cash Advance Rate 23.74% (Variable)
Cash Advance Fee 3% (min $10)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-signature

Sign-up Bonus

Enjoy a one-time bonus of 20,000 miles once you sp

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Capital One Journey® Student Rewards Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Capital One Journey® Student Rewards Credit Card

The Capital One Journey® Student Rewards Credit Card is designed for individuals who are currently attending college or university and want to start building their credit history. This credit card is designed for students who are looking to establish responsible credit habits and earn rewards on their purchases. Potential applicants for the Capital One Journey® Student Rewards Credit Card should consider the following:

College or university students who want to start building their credit history

Individuals who are looking for a credit card that offers rewards on their purchases

Students who are interested in establishing responsible credit habits and managing their finances effectively

Those who are looking for a credit card with no annual fee and no foreign transaction fees

Students who want access to tools that can help them monitor their credit and manage their account responsibly Overall, the Capital One Journey® Student Rewards Credit Card is ideal for students who want to start building credit and earning rewards while using their credit card responsibly.

Where Can You Use for Capital One Journey® Student Rewards Credit Card

The Capital One Journey® Student Rewards Credit Card can be used at any location that accepts credit card payments, including:

Online retailers

In

store retailers

Restaurants

Gas stations

Grocery stores

Entertainment venues

This card can also be used for online and in

app purchases, making it a convenient tool for students to manage their expenses and build credit.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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