Bank of the West Platinum Rewards MasterCard Credit Card

Annual Fee No Annual Fee
Regular APR N/A
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee N/A
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip N/A

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Bank of the West Platinum Rewards MasterCard Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Bank of the West Platinum Rewards MasterCard Credit Card

Individuals who frequently make purchases at gas stations, grocery stores, and restaurants and want to earn rewards on these purchases

People looking for a credit card with no annual fee

Those who want to take advantage of the 0% introductory APR for the first 12 months on purchases and balance transfers

Consumers who want a credit card with travel insurance and protection benefits

Individuals with good to excellent credit scores who are looking for a rewards credit card option

Where Can You Use for Bank of the West Platinum Rewards MasterCard Credit Card

You can use the Bank of the West Platinum Rewards MasterCard Credit Card at any merchant that accepts MasterCard, which includes millions of locations worldwide.

Use it for everyday purchases such as groceries, gas, dining, and entertainment.

Use it for online shopping and bill payments.

You can also use it for travel expenses such as hotel stays, car rentals, and flights.

The card also offers rewards for every dollar spent, making it a beneficial option for earning points on your purchases.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types