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BankAmericard® Credit Card
Issued by Bank of America
| Annual Fee | No Annual Fee |
| Regular APR | 14.99%-24.99% (Variable) |
| Open-loop card or Close-loop card |
Additional Information
| Balance Transfer Fee | 3% (min $10) |
| Purchase Intro APR | 0% for18 billing cycles |
| Transfer Intro APR | 0% for18 billing cycles for balance transfers made in the first 60 days |
| Late Payment Fee | $38 |
| Returned Payment Fee | Up to $27 |
| Cash Advance Rate | See Terms |
| Cash Advance Fee | See Terms |
| Foreign Transaction Fee | 3% |
| Smart Chip | Yes, chip-and-PIN |
Sign-up Bonus
None
Rewards
No Rewards..
Application Requirements
| Minimum Credit Score | Fair |
| Minimum Age | 18 years old |
Credit Score
| Excellent Credit | 18 years old |
| Good Credit | 700 — 749 |
| Fair Credit | 640 — 699 |
| Bad Credit | 300 — 639 |
| Limited Credit | Less than 3 years of credit history |
How To Apply for Target BankAmericard® Credit Card
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for BankAmericard® Credit Card
Individuals who have a good credit score and are looking for a credit card with competitive interest rates and no annual fee
Those who want to take advantage of a 0% introductory APR for purchases and balance transfers for the first 18 billing cycles
People who want access to Bank of America's online and mobile banking tools for managing their credit card account
Individuals who want to earn rewards on their everyday purchases through the BankAmeriDeals® program
Those who want the flexibility to choose their own payment due date and set up custom alerts for their account
Where Can You Use for BankAmericard® Credit Card
You can use the BankAmericard® Credit Card at any merchant that accepts Visa credit cards, which includes millions of locations worldwide.
Use it for everyday purchases such as groceries, gas, dining out, and online shopping.
You can also use it for larger purchases such as travel expenses, electronics, and home goods.
The card can also be used for cash advances at ATMs, although it's important to note that cash advances often come with additional fees and higher interest rates.
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Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!
What Type of Credit Card is Best?
Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:
Cut interest with a balance transfer card
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