Bank of America® Travel Rewards

Issued by Bank of America

Annual Fee No Annual Fee
Regular APR 16.99%-24.99% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% (min $10)
Purchase Intro APR 0% for12 billing cycles
Transfer Intro APR Not Offered
Late Payment Fee $38
Returned Payment Fee Up to $27
Cash Advance Rate See Terms
Cash Advance Fee See Terms
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

20,000 online bonus points if you make at least $1

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Bank of America® Travel Rewards

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Bank of America® Travel Rewards

Frequent travelers who want to earn rewards on their travel expenses

Individuals who want a credit card with no annual fee

Those who prefer a card with no foreign transaction fees

People who want flexibility in redeeming their rewards for travel expenses

Where Can You Use for Bank of America® Travel Rewards

You can use the Bank of America® Travel Rewards Credit Card for everyday purchases such as groceries, gas, dining, and entertainment.

The card can be used for booking flights, hotels, and rental cars for travel purposes.

It can also be utilized for online shopping and bill payments.

The card can be used internationally for purchases and to avoid foreign transaction fees.

Additionally, the Bank of America® Travel Rewards Credit Card can be used to earn points that can be redeemed for travel expenses.

More Low Rate Credit Card

View more

About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types