Blue Cash Preferred® Card from American Express

Issued by American Express

Annual Fee $0 intro 1st yr, $95 after
Regular APR $0 intro 1st yr, $95 after
Open-loop card or Close-loop card 19.24% - 29.99% (V)

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR 0% for 12 months
Late Payment Fee 0% for 15 months
Returned Payment Fee 38
Cash Advance Rate Up to $38
Cash Advance Fee 27.24% (Variable)
Foreign Transaction Fee 0.027
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

$250

Rewards

  • Rewards Rate: 1 - 6% Cash Back
  • Rewards Detail: Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).6% Cash Back on select U.S. streaming subscriptions.3% Cash Back at U.S. gas stations.3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).1% Cash Back on other purchases.Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.Get up to $120 in statement credits annually when you pay for an auto-renewing subscription to Equinox+ at equinoxplus.com with your Blue Cash Preferred® Card. That’s $10 in statement credits each month. Enrollment required.Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Preferred® Card. Enrollment required.Terms Apply.
  • Application Requirements

    Minimum Credit Score Excellent, Good
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Blue Cash Preferred® Card from American Express

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Blue Cash Preferred® Card from American Express

    Consumers who spend a significant amount on groceries and gas each month

    Individuals who want to earn generous cash back rewards on their everyday spending

    Those who are looking for a credit card with a strong welcome bonus offer

    People who are interested in a card with a 0% introductory APR for the first 12 months for purchases and balance transfers

    Where Can You Use for Blue Cash Preferred® Card from American Express

    Grocery stores: The Blue Cash Preferred® Card from American Express offers 6% cash back on purchases at U.S. supermarkets, making it an ideal choice for grocery shopping.

    Gas stations: Cardholders can earn 3% cash back on purchases at U.S. gas stations, providing a valuable benefit for those who frequently drive.

    Streaming services: With 6% cash back on select U.S. streaming subscriptions, this card is a great option for those who enjoy streaming entertainment.

    Transit: The card offers 3% cash back on transit purchases, including taxis, rideshare services, parking, tolls, trains, buses and more, making it a convenient choice for commuters.

    Department stores: Cardholders can earn 6% cash back at select U.S. department stores, providing added value for shopping at these retailers.

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