Barnes & Noble Credit Card

Issued by Barclaycard

Annual Fee No Annual Fee
Regular APR 15.99%-26.99% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% (min $5)
Purchase Intro APR Not Offered
Transfer Intro APR 0% for15 months
Late Payment Fee $37
Returned Payment Fee N/A
Cash Advance Rate 27.24% (Variable)
Cash Advance Fee 5% (min $10)
Foreign Transaction Fee 3%
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

Receive a $25 Barnes & Noble Gift Card after your first purchase or balance transfer.

Rewards

Earn 2 Points for every dollar spent on Restaurants (excluding Barnes & Noble Cafe purchases), and 1 Point for every dollar you spend on all other purchases (excluding Barnes & Noble purchases).

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Barnes & Noble Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Barnes & Noble Credit Card

Individuals who are frequent shoppers at Barnes & Noble and want to earn rewards on their purchases

Customers who want to take advantage of special financing offers on large purchases at Barnes & Noble

Those looking to build their credit history or improve their credit score with responsible use of a credit card

People who want to have access to exclusive Barnes & Noble offers and promotions through the credit card

Consumers who are looking for a credit card with no annual fee and a competitive APR

Where Can You Use for Barnes & Noble Credit Card

You can use the Barnes & Noble Credit Card at any Barnes & Noble store for in

store purchases of books, magazines, and other merchandise.

The card can also be used for online purchases at Barnesandnoble.com.

Additionally, the Barnes & Noble Credit Card can be used at any other merchants that accept Mastercard, as it is a co

branded credit card.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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