Barclaycard Ring® Mastercard®

Issued by Barclays

Annual Fee N/A
Regular APR 13.99% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR Not Offered
Transfer Intro APR 0% for15 months
Late Payment Fee $27
Returned Payment Fee Up to $27
Cash Advance Rate 13.99% (Variable)
Cash Advance Fee $3
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Barclaycard Ring® Mastercard®

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Barclaycard Ring® Mastercard®

Individuals looking for a credit card with low interest rates and no annual fee

People who want to have a say in the features and benefits of their credit card through the Barclaycard Ring® community

Consumers who want to build their credit history with responsible use of a credit card

Those who prioritize transparency and simplicity in their credit card terms and conditions

Where Can You Use for Barclaycard Ring® Mastercard®

The Barclaycard Ring® Mastercard® Credit Card can be used at any merchant that accepts Mastercard credit cards, both online and in

person

It can be used for everyday purchases such as groceries, gas, dining, and shopping

The card can also be used for online bill payments and subscriptions

The card can be used for cash advances at ATMs, although it is important to note that cash advances may have additional fees and higher interest rates than regular purchases

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Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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