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Banana Republic Credit Card

Issued by Synchrony Bank

Annual Fee	No Annual Fee
Regular APR	26.49% (Variable)
Open-loop card or Close-loop card	N/A

Additional Information

Balance Transfer Fee	N/A
Purchase Intro APR	Not Offered
Transfer Intro APR	Balance Transfers Not Allowed
Late Payment Fee	$38
Returned Payment Fee	N/A
Cash Advance Rate	28.49% (Variable)
Cash Advance Fee	4% (min $10)
Foreign Transaction Fee	3%
Smart Chip	Yes, chip-and-signature

Sign-up Bonus

When approved for the Banana Republic Credit Card online, new customers will receive 20% off their first card purchase at BananaRepublic.com.

Rewards

Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic and Athleta; Earn 1 point for every $1 spent everywhere Visa® credit cards are accepted.

Application Requirements

Minimum Credit Score	Fair
Minimum Age	N/A

Credit Score

Excellent Credit	N/A
Good Credit	700 — 749
Fair Credit	640 — 699
Bad Credit	300 — 639
Limited Credit	Less than 3 years of credit history

How To Apply for Target Banana Republic Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Banana Republic Credit Card

The Banana Republic Credit Card is ideal for individuals who are frequent shoppers at Banana Republic and its affiliated brands. This credit card is suitable for those looking to earn rewards and benefits while shopping at these stores. Potential applicants for the Banana Republic Credit Card may include:

Regular shoppers at Banana Republic and its affiliated brands, such as Gap, Old Navy, and Athleta

Individuals who are interested in earning rewards and benefits for their purchases

Consumers who want to have access to exclusive offers and discounts at Banana Republic and its affiliated brands

People who are looking for a credit card with no annual fee and flexible payment options

Those who are responsible with managing their credit and want to build their credit history with a store

specific credit card It is important for potential applicants to consider their shopping habits and financial management before applying for the Banana Republic Credit Card.

Where Can You Use for Banana Republic Credit Card

The Banana Republic Credit Card can be used at any Banana Republic store or online at bananarepublic.com to make purchases.

It can also be used at any other affiliated brands within the Gap Inc. family, including Gap, Old Navy, and Athleta.

The credit card can be used to earn rewards and discounts on purchases made at any of the eligible retailers.

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