American Express® Gold Card

Issued by American Express

Annual Fee $250
Regular APR $250
Open-loop card or Close-loop card See Pay Over Time APR

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR Not Offered
Late Payment Fee 0% for 15 months
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip N/A

Sign-up Bonus

60,000 points

Rewards

  • Rewards Rate: 1 - 4 points / $1
  • Rewards Detail: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.$120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.$120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.Terms Apply.
  • Application Requirements

    Minimum Credit Score Excellent, Good
    Minimum Age N/A

    Credit Score

    Excellent Credit N/A
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target American Express® Gold Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for American Express® Gold Card

    Individuals who frequently travel and dine out, as the American Express® Gold Card offers generous rewards for these categories

    Those who are looking for a premium credit card with travel benefits such as airport lounge access and travel credits

    Consumers who are comfortable with paying an annual fee in exchange for the card's benefits and rewards

    Individuals who can responsibly manage a credit card with a higher credit limit and potential for earning and using rewards points

    Where Can You Use for American Express® Gold Card

    The American Express Gold Card can be used for everyday purchases such as groceries, gas, dining, and entertainment expenses

    It can be used for travel expenses including flights, hotels, and car rentals

    The card can be used for online shopping and bill payments

    It can also be used for making large purchases and taking advantage of the card's benefits and rewards program

    More Others Credit Card

    View more

    About Cards Pick

    Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

    See all credit card types