Wells Fargo Secured Credit Card

Issued by Wells Fargo

Annual Fee 25
Regular APR 21.24%
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee Up to 5% for each balance transfer, with a minimum of $5
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Up to $37
Returned Payment Fee Up to $37
Cash Advance Rate 26.24%
Cash Advance Fee $10 or 5%
Foreign Transaction Fee 3%
Smart Chip N/A

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Wells Fargo Secured Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Wells Fargo Secured Credit Card

Individuals who have a limited credit history or a low credit score

Those who are looking to establish or rebuild their credit

Consumers who are unable to qualify for an unsecured credit card

People who are willing to provide a security deposit to establish their credit line

Where Can You Use for Wells Fargo Secured Credit Card

You can use the Wells Fargo Secured Credit Card at any merchant or retailer that accepts Visa credit cards

It can be used for in

store purchases, online shopping, and over

the

phone transactions

The card can also be used for recurring payments such as monthly bills or subscriptions

Additionally, the Wells Fargo Secured Credit Card can be used for cash advances at ATMs or banks that accept Visa cards

More Secured Credit Card

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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