U.S. Bank Secured Visa® Card

Issued by U.S. Bank

Annual Fee $0
Regular APR 29.24% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

N/A

Application Requirements

Minimum Credit Score Bad
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target U.S. Bank Secured Visa® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for U.S. Bank Secured Visa® Card

Individuals with limited or no credit history

Those looking to build or rebuild their credit

People who are unable to qualify for an unsecured credit card

Individuals seeking a lower annual fee and interest rate compared to other secured credit cards

Where Can You Use for U.S. Bank Secured Visa® Card

You can use the U.S. Bank Secured Visa® Card Credit Card at any establishment that accepts Visa credit cards, both domestically and internationally.

This includes retailers, restaurants, online merchants, and any other business that accepts credit card payments.

The card can also be used for cash advances at ATMs that accept Visa cards.

It's important to note that while the card can be used anywhere Visa is accepted, it's also subject to the credit limit and security deposit associated with the account.

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Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types