U.S. Bank Cash+® Visa® Secured Card

Issued by U.S. Bank

Annual Fee $0
Regular APR 29.99% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

  • Rewards Rate: 1 - 5% Cash Back
  • Rewards Detail: 5% cash back on your first $2,000 in combined eligible net purchases each quarter on two categories you choose, and 5% back on prepaid air, hotel and car reservations booked in the Rewards Travel Center.2% cash back on your choice of one everyday category, like gas stations, EV charging stations, restaurants or grocery stores.1% cash back on all other eligible net purchases.No limit on total cash back earned.Get your cash back in the following ways: Statement credit, Direct deposit into your U.S. Bank checking or savings account or as a Rewards card.
  • Application Requirements

    Minimum Credit Score Bad
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target U.S. Bank Cash+® Visa® Secured Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for U.S. Bank Cash+® Visa® Secured Card

    Individuals who have a limited credit history or a low credit score and are looking to rebuild or establish their credit

    Consumers who want to earn cash back rewards on their everyday purchases

    Those who are interested in a secured credit card option to help improve their credit standing

    People who are looking for a credit card with no annual fee and the ability to choose their own cash back categories

    Where Can You Use for U.S. Bank Cash+® Visa® Secured Card

    You can use the U.S. Bank Cash+® Visa® Secured Card Credit Card at any merchant that accepts Visa credit cards, both domestically and internationally.

    It can be used for everyday purchases such as groceries, gas, dining, shopping, and more.

    The card can also be used for online purchases and bill payments.

    The U.S. Bank Cash+® Visa® Secured Card Credit Card offers the flexibility and security of a credit card, making it a convenient payment option for a wide range of transactions.

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    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

    See all credit card types