TD Cash Secured Credit Card

Issued by TD Bank

Annual Fee $29
Regular APR 28.24% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

  • Rewards Rate: 1 point / $1
  • Rewards Detail: Earn 1 point per $1 spent (equivalent of 1% Cash Back) on all eligible purchases.You may redeem once you have accumulated at least 2,500 Points as either a statement credit or direct deposit.
  • Application Requirements

    Minimum Credit Score Bad
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target TD Cash Secured Credit Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for TD Cash Secured Credit Card

    Individuals who are looking to build or rebuild their credit

    Those who may have a limited credit history or a low credit score

    People who are willing to provide a security deposit to establish a line of credit

    Anyone seeking a credit card with no annual fee and cash back rewards

    Where Can You Use for TD Cash Secured Credit Card

    You can use the TD Cash Secured Credit Card Credit Card to make purchases at any merchant that accepts Visa, both online and in

    person.

    You can use it to pay for everyday expenses such as groceries, gas, bills, and dining out.

    The card can also be used for cash advances at ATMs that accept Visa, although fees and interest rates may apply.

    Additionally, you can use the TD Cash Secured Credit Card Credit Card for building or rebuilding your credit by making regular, on

    time payments and keeping your credit utilization low.

    More Secured Credit Card

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    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

    See all credit card types