First Progress Platinum Select MasterCard® Secured Credit Card

Annual Fee $39
Regular APR $39
Open-loop card or Close-loop card 19.24% (V)

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee Not Offered
Returned Payment Fee 38
Cash Advance Rate Up to $27
Cash Advance Fee 20.24% (Variable)
Foreign Transaction Fee 0.03
Smart Chip Yes, unknown

Sign-up Bonus

Yes, unknown

Rewards

  • Rewards Rate: 1% Cash Back
  • Rewards Detail: 1% Cash Back Rewards on payments
  • Application Requirements

    Minimum Credit Score Fair, Limited History, Bad
    Minimum Age N/A

    Credit Score

    Excellent Credit N/A
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target First Progress Platinum Select MasterCard® Secured Credit Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for First Progress Platinum Select MasterCard® Secured Credit Card

    Individuals who have a limited credit history or a poor credit score

    Those who are looking to build or rebuild their credit

    People who are willing to provide a security deposit to establish their credit limit

    Applicants who are looking for a credit card that reports to all three major credit bureaus

    Those seeking a credit card with a low annual fee and competitive interest rates

    Where Can You Use for First Progress Platinum Select MasterCard® Secured Credit Card

    The First Progress Platinum Select MasterCard® Secured Credit Card can be used for making purchases at any merchant that accepts MasterCard, both in

    store and online.

    It can be used for booking travel accommodations such as flights, hotels, and rental cars.

    The card can also be used for dining at restaurants and cafes.

    It can be used for paying bills and other expenses, providing a convenient and secure method for managing finances.

    The First Progress Platinum Select MasterCard® Secured Credit Card can be used as a tool for building or rebuilding credit by making timely payments and demonstrating responsible credit usage.

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    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

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