
Discover it® Secured Credit Card
Issued by Discover Bank
Annual Fee | $0 |
Regular APR | 28.24% Variable |
Open-loop card or Close-loop card |
Additional Information
Balance Transfer Fee | 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months |
Purchase Intro APR | |
Transfer Intro APR | 0% for 15 months |
Late Payment Fee | |
Returned Payment Fee | |
Cash Advance Rate | |
Cash Advance Fee | |
Foreign Transaction Fee | |
Smart Chip | Yes, chip-and-PIN |
Sign-up Bonus
None
Rewards
Application Requirements
Minimum Credit Score | Limited History, Bad |
Minimum Age | 18 years old |
Credit Score
Excellent Credit | 18 years old |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target Discover it® Secured Credit Card
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for Discover it® Secured Credit Card
Individuals who are looking to build or rebuild their credit
Those who want to have a credit card but have a limited credit history or a low credit score
People who want to earn rewards on their spending while improving their credit
Individuals who are willing to make a security deposit to establish their credit limit and demonstrate responsible credit behavior
Where Can You Use for Discover it® Secured Credit Card
You can use the Discover it® Secured Credit Card Credit Card at any merchant that accepts Discover cards, which includes millions of locations worldwide.
This credit card can be used for everyday purchases such as groceries, gas, dining out, and online shopping.
It can also be used for travel expenses such as booking flights, hotels, and rental cars.
The Discover it® Secured Credit Card Credit Card can be used for making bill payments and other recurring expenses.
This card can be used internationally, making it a convenient option for travelers.
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What Type of Credit Card is Best?
Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:
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