
Citi® Secured Mastercard®
Issued by Citibank
Annual Fee | No Annual Fee |
Regular APR | N/A |
Open-loop card or Close-loop card |
Additional Information
Balance Transfer Fee | N/A |
Purchase Intro APR | N/A |
Transfer Intro APR | N/A |
Late Payment Fee | $35 |
Returned Payment Fee | Up to $35 |
Cash Advance Rate | 27.24% (Variable) |
Cash Advance Fee | 5% (min $10) |
Foreign Transaction Fee | 3% |
Smart Chip | Yes, chip-and-signature |
Sign-up Bonus
None
Rewards
No Rewards..
Application Requirements
Minimum Credit Score | Fair |
Minimum Age | 18 years old |
Credit Score
Excellent Credit | 18 years old |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target Citi® Secured Mastercard®
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for Citi® Secured Mastercard®
Individuals who have a limited or damaged credit history and are looking to establish or rebuild their credit
Those who are seeking a credit card with a low annual fee and flexible payment options
Consumers who are interested in a secured credit card that offers the opportunity to build credit through responsible use and on
time payments
Anyone who wants the convenience and security of a Mastercard credit card, while also benefiting from Citi's online and mobile banking features
Where Can You Use for Citi® Secured Mastercard®
You can use the Citi® Secured Mastercard® Credit Card at any merchant or retailer that accepts Mastercard for purchases
It can be used for everyday expenses such as groceries, gas, dining out, and online shopping
The card can also be used for travel expenses such as hotel stays, rental cars, and airfare
It is accepted internationally, making it a convenient option for purchases while traveling
The card can also be used for bill payments and other recurring expenses
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