Citi® Secured Mastercard®

Issued by Citibank

Annual Fee No Annual Fee
Regular APR N/A
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee $35
Returned Payment Fee Up to $35
Cash Advance Rate 27.24% (Variable)
Cash Advance Fee 5% (min $10)
Foreign Transaction Fee 3%
Smart Chip Yes, chip-and-signature

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Citi® Secured Mastercard®

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Citi® Secured Mastercard®

Individuals who have a limited or damaged credit history and are looking to establish or rebuild their credit

Those who are seeking a credit card with a low annual fee and flexible payment options

Consumers who are interested in a secured credit card that offers the opportunity to build credit through responsible use and on

time payments

Anyone who wants the convenience and security of a Mastercard credit card, while also benefiting from Citi's online and mobile banking features

Where Can You Use for Citi® Secured Mastercard®

You can use the Citi® Secured Mastercard® Credit Card at any merchant or retailer that accepts Mastercard for purchases

It can be used for everyday expenses such as groceries, gas, dining out, and online shopping

The card can also be used for travel expenses such as hotel stays, rental cars, and airfare

It is accepted internationally, making it a convenient option for purchases while traveling

The card can also be used for bill payments and other recurring expenses

More Secured Credit Card

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About Cards Pick

Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types