BankAmericard® Secured Credit Card

Issued by Bank of America

Annual Fee $0
Regular APR 26.24% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

N/A

Application Requirements

Minimum Credit Score Bad
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target BankAmericard® Secured Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for BankAmericard® Secured Credit Card

Individuals who have a limited credit history or a low credit score and are looking to improve their credit profile

Those who have had difficulty qualifying for traditional unsecured credit cards

Consumers who are looking for a way to establish or rebuild their credit

People who are willing and able to provide a security deposit to open a secured credit card account

Where Can You Use for BankAmericard® Secured Credit Card

The BankAmericard® Secured Credit Card can be used at millions of locations worldwide where Visa® credit cards are accepted

It can be used for everyday purchases such as groceries, gas, dining out, and online shopping

The card can also be used for booking travel accommodations, rental cars, and other travel expenses

It can be used to build credit by making timely payments and staying within the credit limit

The card can be used for emergency expenses and unexpected bills

More Secured Credit Card

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Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types