Destiny Mastercard® Cashback Rewards

Annual Fee $175 intro 1st yr, $49 after
Regular APR 35.9%
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

  • Rewards Rate: 1.5% Cash Back
  • Rewards Detail: Earn 1.5% cashback rewards on all of your eligible purchases!
  • Application Requirements

    Minimum Credit Score Bad
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Destiny Mastercard® Cashback Rewards

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Destiny Mastercard® Cashback Rewards

    Individuals who are looking for a credit card with cashback rewards

    People who want to earn cashback on everyday purchases

    Those who are interested in building or rebuilding their credit

    Consumers who are responsible with managing their credit card usage and payments

    Individuals who want a credit card with no annual fee and a competitive APR

    Where Can You Use for Destiny Mastercard® Cashback Rewards

    You can use the Destiny Mastercard® Cashback Rewards Credit Card for everyday purchases such as groceries, gas, dining, and shopping.

    The card can be used for online shopping and bill payments.

    The Destiny Mastercard® Cashback Rewards Credit Card can also be used for larger purchases such as travel expenses and home improvements.

    The card can be used at any merchant that accepts Mastercard®.

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    Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

    See all credit card types