Aspire® Cash Back Reward Card

Annual Fee $49-$175 1st yr, $0-$49 after
Regular APR 29.99% or 36%
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

  • Rewards Rate: 1 - 3% Cash Back
  • Rewards Detail: Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill PaymentsEarn 1% Cash Back Rewards* on all other eligible purchases*See Program Terms for important information about the cash back rewards program.
  • Application Requirements

    Minimum Credit Score Bad
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Aspire® Cash Back Reward Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Aspire® Cash Back Reward Card

    Individuals who want to earn cash back on their everyday purchases

    Those who have good to excellent credit and are looking for a rewards credit card

    Consumers who frequently use their credit card for daily expenses and want to maximize their rewards

    People who are responsible with their credit and can make timely payments to avoid high interest charges

    Where Can You Use for Aspire® Cash Back Reward Card

    The Aspire® Cash Back Reward Card Credit Card can be used at any merchant that accepts Visa credit cards, both online and in

    person

    It can be used for everyday purchases such as groceries, gas, dining, and entertainment

    The card can also be used for larger purchases such as travel expenses, electronics, and home goods

    As long as the merchant accepts Visa, the Aspire® Cash Back Reward Card Credit Card can be used for a wide range of purchases.

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    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

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