Wells Fargo Rewards® Card

Issued by Wells Fargo

Annual Fee No Annual Fee
Regular APR 18.74%-28.24% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 0.00% introductory APR for 15 months
Transfer Intro APR N/A
Late Payment Fee Up to $37
Returned Payment Fee Up to $37
Cash Advance Rate 26.24% to 28.24%, based on your creditworthiness.
Cash Advance Fee N/A
Foreign Transaction Fee N/A
Smart Chip N/A

Sign-up Bonus

No Sign-Up Bonus.

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Wells Fargo Rewards® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Wells Fargo Rewards® Card

Individuals who are looking for a credit card that offers rewards for everyday purchases

Those who want to earn points that can be redeemed for travel, gift cards, merchandise, and more

Customers who want to take advantage of a 0% intro APR for the first 15 months on purchases and balance transfers

People who are interested in a card with no annual fee

Individuals with good to excellent credit scores who can qualify for the card's benefits

Where Can You Use for Wells Fargo Rewards® Card

The Wells Fargo Rewards® Card Credit Card can be used for everyday purchases such as groceries, gas, and dining expenses

It can also be used for travel

related expenses such as flights, hotels, and rental cars

The card can be used for online shopping and bill payments

It is accepted at millions of locations worldwide that accept Visa cards

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types