Wells Fargo Platinum Visa® Card

Issued by Wells Fargo

Annual Fee No Annual Fee
Regular APR 17.49%-26.99% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% intro for 18 months
Purchase Intro APR 0% for18 months
Transfer Intro APR 0% for18 months
Late Payment Fee See Terms
Returned Payment Fee See Terms*
Cash Advance Rate 25.99% - 27.99% (Variable)
Cash Advance Fee 5%
Foreign Transaction Fee 3%
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Wells Fargo Platinum Visa® Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Wells Fargo Platinum Visa® Card

Individuals with good to excellent credit looking for a credit card with a low introductory APR offer

Those interested in a credit card with no annual fee

Consumers wanting access to cell phone protection when paying their monthly cell phone bill with their credit card

Individuals looking for a credit card with fraud protection and zero liability for unauthorized transactions

Where Can You Use for Wells Fargo Platinum Visa® Card

The Wells Fargo Platinum Visa® Card Credit Card can be used for making purchases at any merchant that accepts Visa credit cards, both in

person and online.

It can be used for paying bills and other expenses, such as dining, entertainment, groceries, and travel.

The card can also be used for withdrawing cash at ATMs or for obtaining cash advances at financial institutions.

Additionally, the card can be used for making online or in

app purchases, as well as for setting up automatic payments for recurring expenses.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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