Discover it® chrome

Issued by Discover Bank

Annual Fee $0
Regular APR $0
Open-loop card or Close-loop card 17.24% - 28.24% Variable

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Transfer Intro APR 0% for 15 months
Late Payment Fee 0% for 15 months
Returned Payment Fee 37
Cash Advance Rate Up to $37
Cash Advance Fee 26.99% (Variable)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-signature

Sign-up Bonus

None

Rewards

  • Rewards Rate: 1 - 2% Cash Back
  • Rewards Detail: INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.Redeem your rewards for cash at any time.
  • Application Requirements

    Minimum Credit Score Excellent, Good
    Minimum Age N/A

    Credit Score

    Excellent Credit N/A
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Discover it® chrome

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Discover it® chrome

    Individuals who frequently make purchases at gas stations and restaurants

    People who want to earn cash back on their everyday spending

    Consumers with good to excellent credit scores

    Those looking for a credit card with no annual fee and competitive rewards program

    Where Can You Use for Discover it® chrome

    You can use the Discover it® chrome Credit Card at any merchant that accepts Discover cards, which includes millions of locations worldwide.

    This card can be used for everyday purchases such as groceries, gas, dining, shopping, travel, and more.

    Online retailers and e

    commerce platforms also accept Discover cards, making it convenient for making online purchases.

    The card can be used for cash advances at ATMs and for other cash

    related transactions, although this may incur additional fees and interest charges.

    More Balance Transfer Credit Card

    View more

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    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

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