
The Plum Card® from American Express OPEN
Issued by American Express
Annual Fee | None 1st yr, $250 after |
Regular APR | N/A |
Open-loop card or Close-loop card |
Additional Information
Balance Transfer Fee | N/A |
Purchase Intro APR | N/A |
Transfer Intro APR | N/A |
Late Payment Fee | $38 or 1.5% then 2.99% of the past due amount, whichever is greater |
Returned Payment Fee | $38 |
Cash Advance Rate | N/A |
Cash Advance Fee | N/A |
Foreign Transaction Fee | No Foreign Transaction Fees |
Smart Chip | N/A |
Sign-up Bonus
None
Rewards
No Rewards..
Application Requirements
Minimum Credit Score | Fair |
Minimum Age | N/A |
Credit Score
Excellent Credit | N/A |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target The Plum Card® from American Express OPEN
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for The Plum Card® from American Express OPEN
The Plum Card® from American Express OPEN Credit Card is ideal for:
Small business owners who want flexibility in their payment terms
Businesses that have irregular cash flow and need the option to defer payment
Businesses that want to earn rewards on their purchases
Companies that can take advantage of the early pay discount to save on expenses
Businesses looking for a card with no preset spending limit
Where Can You Use for The Plum Card® from American Express OPEN
The Plum Card® from American Express OPEN Credit Card can be used for business expenses, such as office supplies, travel, and client entertainment.
It can also be used for online purchases and recurring payments for business services.
The card can be used at any merchants that accept American Express, both domestically and internationally.
The Plum Card® offers a flexible payment option, allowing businesses to choose to either pay their balance in full each month, or take up to 60 days to pay with no interest charges.
Additionally, cardholders can benefit from discounts and rewards offered through the American Express OPEN program, such as savings on business expenses and access to business tools and resources.
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