The Plum Card® from American Express OPEN

Issued by American Express

Annual Fee None 1st yr, $250 after
Regular APR N/A
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee N/A
Purchase Intro APR N/A
Transfer Intro APR N/A
Late Payment Fee $38 or 1.5% then 2.99% of the past due amount, whichever is greater
Returned Payment Fee $38
Cash Advance Rate N/A
Cash Advance Fee N/A
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip N/A

Sign-up Bonus

None

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age N/A

Credit Score

Excellent Credit N/A
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target The Plum Card® from American Express OPEN

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for The Plum Card® from American Express OPEN

The Plum Card® from American Express OPEN Credit Card is ideal for:

Small business owners who want flexibility in their payment terms

Businesses that have irregular cash flow and need the option to defer payment

Businesses that want to earn rewards on their purchases

Companies that can take advantage of the early pay discount to save on expenses

Businesses looking for a card with no preset spending limit

Where Can You Use for The Plum Card® from American Express OPEN

The Plum Card® from American Express OPEN Credit Card can be used for business expenses, such as office supplies, travel, and client entertainment.

It can also be used for online purchases and recurring payments for business services.

The card can be used at any merchants that accept American Express, both domestically and internationally.

The Plum Card® offers a flexible payment option, allowing businesses to choose to either pay their balance in full each month, or take up to 60 days to pay with no interest charges.

Additionally, cardholders can benefit from discounts and rewards offered through the American Express OPEN program, such as savings on business expenses and access to business tools and resources.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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