PNC Visa Business Credit Card

Issued by PNC

Annual Fee No Annual Fee
Regular APR 11.99%-21.99%, based on your creditworthiness
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee $5 or 3% of the amount of each balance transfer, whichever is greater
Purchase Intro APR N/A
Transfer Intro APR 0% APR for the first 13 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
Late Payment Fee N/A
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee Either $10 or 4% of the amount of each cash advance, whichever is greater ($75 maximum)
Foreign Transaction Fee 3% of the amount of each foreign transaction in U.S. dollars
Smart Chip N/A

Sign-up Bonus

Zero percent introductory APR on balance transfers for the first 13 months

Rewards

Extended warranty coverage

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target PNC Visa Business Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for PNC Visa Business Credit Card

Small business owners looking for a convenient and flexible payment solution

Businesses in need of a credit card with rewards and benefits tailored to business expenses

Companies looking to track and manage their business expenses more effectively

Entrepreneurs seeking to establish or build their business credit profile

Business owners who want to separate their personal and business expenses for accounting and tax purposes

Where Can You Use for PNC Visa Business Credit Card

You can use the PNC Visa Business Credit Card Credit Card to make purchases for your business, whether in

store, online, or over the phone

It can be used for business

related expenses such as office supplies, travel expenses, and inventory purchases

The card can also be used for cash advances to cover immediate business needs

Additionally, you can use the card to track and manage business expenses, as well as to access online account management tools for expense reporting and monitoring

The card may also offer rewards or cash back on qualifying business purchases, providing additional benefits for using the card for business expenses.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

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