PNC points Visa Business Credit Card

Issued by PNC

Annual Fee No Annual Fee
Regular APR 12.99%-21.99%, based on your creditworthiness
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee $5 or 3% of the amount of each balance transfer, whichever is greater
Purchase Intro APR 0% APR for the first 9 billing cycles following account opening
Transfer Intro APR 0% APR for the first 9 billing cycles following account opening when the balance is transferred within the first 90 days following account opening
Late Payment Fee N/A
Returned Payment Fee N/A
Cash Advance Rate N/A
Cash Advance Fee Either $10 or 4% of the amount of each cash advance, whichever is greater ($75 maximum)
Foreign Transaction Fee 3% of the amount of each foreign transaction in U.S. dollars
Smart Chip N/A

Sign-up Bonus

Zero percent introductory APR for the first nine months on purchases and balance transfer

Rewards

Earn five points for every dollar spent

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target PNC points Visa Business Credit Card

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for PNC points Visa Business Credit Card

Small business owners looking for a business credit card with rewards

Businesses that frequently make purchases for office supplies, travel, and dining

Those who want to earn points on everyday business expenses

Businesses interested in a card with no annual fee

Companies seeking a card with a competitive APR and flexible payment options

Where Can You Use for PNC points Visa Business Credit Card

The PNC points Visa Business Credit Card can be used for making business

related purchases and expenses

It is accepted at millions of locations worldwide, where Visa credit cards are accepted

It can be used for online purchases, in

person transactions, and for paying bills

The card can also be used for travel expenses, including flights, hotels, and rental cars

It is a convenient way to manage and track business spending while earning rewards on eligible purchases

More Business Credit Card

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

Cut interest with a balance transfer card

Get points/cash on a reward credit card

And there are others too... our 'how do credit cards work' guide takes you through all the options.

See all credit card types