IHG® One Rewards Premier Credit Card

Issued by Chase

Annual Fee $99
Regular APR 21.49% - 28.49% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time0% for 15 months
Purchase Intro APR Not Offered
Transfer Intro APR 0% for 15 months
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

165,000 points

Rewards

  • Rewards Rate: 3 - 10 points / $1
  • Rewards Detail: Limited Time Offer! Earn 165,000 Bonus PointsEnjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® ® hotel stay.Earn up to 26 total points per $1 spent when you stay at IHG® Hotels & ResortsEarn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchasesAutomatic Platinum Elite status as long as you remain a Premier cardmemberGlobal Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your cardIHG® One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Application Requirements

    Minimum Credit Score Excellent, Good
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target IHG® One Rewards Premier Credit Card

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for IHG® One Rewards Premier Credit Card

    Frequent travelers who stay at IHG® hotels and want to maximize their rewards and benefits

    Individuals who want to earn a large sign

    up bonus and ongoing rewards for their hotel stays

    Those who want access to premium IHG® perks, such as automatic Platinum Elite status and an annual free night

    People who are comfortable with managing a credit card with an annual fee and want to take advantage of the travel and purchase protection benefits offered by the card

    Where Can You Use for IHG® One Rewards Premier Credit Card

    You can use the IHG® One Rewards Premier Credit Card at any merchant that accepts credit card payments, both in

    person and online.

    The card can be used for everyday purchases such as groceries, gas, dining, and entertainment expenses.

    The IHG® One Rewards Premier Credit Card can also be used for booking hotel stays at any IHG® hotel or resort worldwide, earning you additional rewards and benefits.

    More Hotel Credit Card

    View more

    About Cards Pick

    Welcome to Cards-Pick – where finding Your Perfect Card is a seamless journey. No financial path is straight; it's an odyssey of twists, turns, and detours. At our hub, we simplify the credit card quest. Let us be your trusted guide, ensuring each click leads to financial fulfillment. Your Perfect Card is waiting – start your journey to prosperity with us!

    What Type of Credit Card is Best?

    Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

    Cut interest with a balance transfer card

    Get points/cash on a reward credit card

    And there are others too... our 'how do credit cards work' guide takes you through all the options.

    See all credit card types