Capital One® Spark Cash Select for Excellent Credit

Issued by Capital One

Annual Fee $0
Regular APR 18.49% - 24.49% (V)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee
Purchase Intro APR Not Offered
Transfer Intro APR Not Offered
Late Payment Fee
Returned Payment Fee
Cash Advance Rate
Cash Advance Fee
Foreign Transaction Fee
Smart Chip Yes, chip-and-PIN

Sign-up Bonus

$750

Rewards

  • Rewards Rate: 1.5 - 5% Cash Back
  • Rewards Detail: Earn a $750 bonus when you spend $6,000 in the first 3 months of account openingEarn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictionsEarn unlimited 5% cash back on hotels and rental cars booked through Capital One TravelRewards won't expire for the life of the accountRedeem your cash back rewards for any amountFree employee cards, which also earn unlimited 1.5% cash back on all purchases
  • Application Requirements

    Minimum Credit Score Excellent
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Capital One® Spark Cash Select for Excellent Credit

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Capital One® Spark Cash Select for Excellent Credit

    Business owners with excellent credit

    Those looking for a straightforward cash back rewards program

    Individuals who want to take advantage of the 0% introductory APR for purchases

    People who want to avoid an annual fee for their business credit card

    Where Can You Use for Capital One® Spark Cash Select for Excellent Credit

    You can use the Capital One Spark Cash Select for Excellent Credit Credit Card at any merchant that accepts Mastercard, both domestically and internationally.

    This credit card can be used for all types of purchases, including groceries, gas, dining, travel, and online shopping.

    It is accepted at millions of locations worldwide, making it a convenient option for everyday expenses and larger purchases.

    The card also offers benefits such as cash back rewards, no foreign transaction fees, and fraud protection, making it a versatile and secure payment option for various spending needs.

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