Capital One Spark Cash for Business

Issued by Capital One

Annual Fee $0 for 1st yr, $95 after
Regular APR 18.74% (Variable)
Open-loop card or Close-loop card

Additional Information

Balance Transfer Fee 0
Purchase Intro APR Not Offered
Transfer Intro APR Not Offered
Late Payment Fee $39
Returned Payment Fee See Terms*
Cash Advance Rate 24.74% (Variable)
Cash Advance Fee 3% (min $10)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-signature

Sign-up Bonus

Plus, a one-time $500 cash bonus once you spend $4

Rewards

No Rewards..

Application Requirements

Minimum Credit Score Fair
Minimum Age 18 years old

Credit Score

Excellent Credit 18 years old
Good Credit 700 — 749
Fair Credit 640 — 699
Bad Credit 300 — 639
Limited Credit Less than 3 years of credit history

How To Apply for Target Capital One Spark Cash for Business

1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.

Apply Now

Who Should Apply for Capital One Spark Cash for Business

Small business owners who want to earn unlimited 2% cash back on every purchase for their business

Businesses that have significant monthly expenses and want to maximize their cash back rewards

Companies looking for a simple and straightforward rewards program without category restrictions

Business owners who want to have the flexibility to redeem their cash back rewards at any time and in any amount

Where Can You Use for Capital One Spark Cash for Business

You can use the Capital One Spark Cash for Business Credit Card for all business expenses, including:

Purchasing office supplies and equipment

Paying for travel and accommodations for business trips

Covering advertising and marketing expenses

Paying for professional services and consulting fees

Making business

related purchases online or in

store

The card can also be used for cash withdrawals at ATMs or for making business

related cash transactions.

Additionally, the Capital One Spark Cash for Business Credit Card offers unlimited 2% cash back on all purchases, making it a valuable tool for earning rewards on your business spending.

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What Type of Credit Card is Best?

Choosing the best credit card isn't a one-size-fits-all scenario. Each card serves a unique purpose – some for spending, others for borrowing, travel, rewards, and more. To navigate this financial landscape, answer a few key questions to find the perfect card tailored to your specific needs. Let's unravel the credit card puzzle and discover how you can save by having the right card for the right purpose. The best credit card for you depends why you need it:

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