
Capital One Spark Miles for Business
Issued by Capital One
Annual Fee | $0 intro for 1st yr, $95 after |
Regular APR | $0 intro for 1st yr, $95 after |
Open-loop card or Close-loop card | 26.24% (V) |
Additional Information
Balance Transfer Fee | 0 |
Purchase Intro APR | Not Offered |
Transfer Intro APR | Not Offered |
Late Payment Fee | Not Offered |
Returned Payment Fee | 39 |
Cash Advance Rate | See Terms* |
Cash Advance Fee | 24.74% (Variable) |
Foreign Transaction Fee | No Foreign Transaction Fees |
Smart Chip | Yes, chip-and-signature |
Sign-up Bonus
50,000 miles
Rewards
Application Requirements
Minimum Credit Score | Excellent, Good |
Minimum Age | 18 years old |
Credit Score
Excellent Credit | 18 years old |
Good Credit | 700 — 749 |
Fair Credit | 640 — 699 |
Bad Credit | 300 — 639 |
Limited Credit | Less than 3 years of credit history |
How To Apply for Target Capital One Spark Miles for Business
1. Click the "Apply" button below!
2. Fill out the application with your personal and financial information.
3. Verify and submit your application.
Who Should Apply for Capital One Spark Miles for Business
Business Owners: Entrepreneurs and business owners who want a dedicated credit card for their business expenses can benefit from the Capital One Spark Miles for Business card. It's designed to help manage company spending effectively while earning rewards.
Frequent Business Travelers: Individuals who frequently travel for business purposes can maximize the benefits of the Spark Miles for Business card. It offers miles for every purchase, which can be redeemed for travel
related expenses such as flights, hotels, rental cars, and more.
Those Seeking Travel Rewards: Business owners or employees who prefer earning travel rewards over cash back or other types of rewards can find value in the Spark Miles for Business card. It provides miles that can be redeemed for various travel expenses, offering flexibility and convenience.
Companies with Large Expenses: Businesses with significant monthly expenses, such as advertising, office supplies, and utilities, can earn substantial miles by using the Spark Miles for Business card for these purchases. This can result in significant rewards over time, especially for companies with high spending volumes.
Organizations Wanting Employee Cards: Companies looking to provide employees with company credit cards can benefit from the Spark Miles for Business card's ability to issue additional employee cards at no extra cost. This feature allows for easier expense tracking and management of employee spending.
Entrepreneurs Seeking Expense Tracking Tools: Individuals who value expense tracking and reporting tools can leverage the Spark Miles for Business card's features. Capital One provides tools and resources to help track business spending and manage expenses efficiently, simplifying financial management for entrepreneurs.
Businesses Interested in Introductory Bonuses: Companies looking to take advantage of introductory bonuses can benefit from the Spark Miles for Business card's offers. Capital One often provides bonus miles to new cardholders who meet specific spending requirements within the first few months of account opening.
Overall, the Capital One Spark Miles for Business card is suitable for business owners, frequent travelers, and companies looking to earn travel rewards, manage expenses, and streamline financial operations effectively.
Where Can You Use for Capital One Spark Miles for Business
You can use the Capital One Spark Miles for Business Credit Card for all your business expenses, including:
Purchasing office supplies and equipment
Paying for business travel expenses such as flights, hotels, and rental cars
Dining and entertainment expenses related to business meetings and events
Gas and transportation expenses for business
related travel
Online advertising and social media marketing expenses
This card is designed to help you earn miles on your business spending, which can be redeemed for travel, cash back, or gift cards. It also offers benefits such as no foreign transaction fees and employee cards at no extra cost.
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