Capital One Spark Miles for Business

Issued by Capital One

Annual Fee $0 intro for 1st yr, $95 after
Regular APR $0 intro for 1st yr, $95 after
Open-loop card or Close-loop card 26.24% (V)

Additional Information

Balance Transfer Fee 0
Purchase Intro APR Not Offered
Transfer Intro APR Not Offered
Late Payment Fee Not Offered
Returned Payment Fee 39
Cash Advance Rate See Terms*
Cash Advance Fee 24.74% (Variable)
Foreign Transaction Fee No Foreign Transaction Fees
Smart Chip Yes, chip-and-signature

Sign-up Bonus

50,000 miles

Rewards

  • Rewards Rate: 2 miles / $1
  • Rewards Detail: Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account openingEarn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the accountUnlimited 5X miles on hotels and rental cars booked through Capital One TravelTransfer your miles to 15+ travel loyalty programsRedeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing servicesSkip the lines with up to a $100 statement credit on TSA PreCheck® or Global EntryFree employee cards which also earn unlimited 2X miles from their purchases
  • Application Requirements

    Minimum Credit Score Excellent, Good
    Minimum Age 18 years old

    Credit Score

    Excellent Credit 18 years old
    Good Credit 700 — 749
    Fair Credit 640 — 699
    Bad Credit 300 — 639
    Limited Credit Less than 3 years of credit history

    How To Apply for Target Capital One Spark Miles for Business

    1. Click the "Apply" button below!
    2. Fill out the application with your personal and financial information.
    3. Verify and submit your application.

    Apply Now

    Who Should Apply for Capital One Spark Miles for Business

    Business Owners: Entrepreneurs and business owners who want a dedicated credit card for their business expenses can benefit from the Capital One Spark Miles for Business card. It's designed to help manage company spending effectively while earning rewards.

    Frequent Business Travelers: Individuals who frequently travel for business purposes can maximize the benefits of the Spark Miles for Business card. It offers miles for every purchase, which can be redeemed for travel

    related expenses such as flights, hotels, rental cars, and more.

    Those Seeking Travel Rewards: Business owners or employees who prefer earning travel rewards over cash back or other types of rewards can find value in the Spark Miles for Business card. It provides miles that can be redeemed for various travel expenses, offering flexibility and convenience.

    Companies with Large Expenses: Businesses with significant monthly expenses, such as advertising, office supplies, and utilities, can earn substantial miles by using the Spark Miles for Business card for these purchases. This can result in significant rewards over time, especially for companies with high spending volumes.

    Organizations Wanting Employee Cards: Companies looking to provide employees with company credit cards can benefit from the Spark Miles for Business card's ability to issue additional employee cards at no extra cost. This feature allows for easier expense tracking and management of employee spending.

    Entrepreneurs Seeking Expense Tracking Tools: Individuals who value expense tracking and reporting tools can leverage the Spark Miles for Business card's features. Capital One provides tools and resources to help track business spending and manage expenses efficiently, simplifying financial management for entrepreneurs.

    Businesses Interested in Introductory Bonuses: Companies looking to take advantage of introductory bonuses can benefit from the Spark Miles for Business card's offers. Capital One often provides bonus miles to new cardholders who meet specific spending requirements within the first few months of account opening.
    Overall, the Capital One Spark Miles for Business card is suitable for business owners, frequent travelers, and companies looking to earn travel rewards, manage expenses, and streamline financial operations effectively.

    Where Can You Use for Capital One Spark Miles for Business

    You can use the Capital One Spark Miles for Business Credit Card for all your business expenses, including:

    Purchasing office supplies and equipment

    Paying for business travel expenses such as flights, hotels, and rental cars

    Dining and entertainment expenses related to business meetings and events

    Gas and transportation expenses for business

    related travel

    Online advertising and social media marketing expenses
    This card is designed to help you earn miles on your business spending, which can be redeemed for travel, cash back, or gift cards. It also offers benefits such as no foreign transaction fees and employee cards at no extra cost.

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